Connect.Fund.Succeed.
Be a P2P lender or Investor in some of the world s game-changing ventures.
no transaction fee!
AI-driven P2P commercial lending.
Get a business loan decision in under 1 hour.
Invest in auction-based equity crowdfunding businesses poised to disrupt the future market.
Support pre-launch startups and causes with reward-based crowdfunding.
Musari for Business
AI-Powered P2P Commercial Lending
Your business can get instant feedback on loan applications. With just your financial report, we can automatically pull your bank statements and make a quick decision.
- No-collateral P2P loans
- No credit check, no score impact
- Boost business credit with bureau reporting
- Instant response to free loan applications
Auction-Based Equity Crowdfunding
Your business can increase its valuation above target levels as investors bid to buy your firm is stocks above its book value.
- No public listing required
- Boost business valuation with public rounds
- Surpass targets with auction-based funding
- Grow your net worth as an owner
Crowdfunding for Pre-Launch/Early Phase Startups
Startups that lack the readiness for loans and equity offers can launch reward-based crowdfunding campaigns to flesh out their business ideas.
Fraud Prevention, KYB, and AML Compliance
We fight fraud at every point of business identity life cycles. Seamless Business ID vertification and Anti-Money Laundering controls.
Musari for Investors
Become a Loan Investor
Invest in some of the world is most ambitious businesses as an invidividual loan investor. Receipt principal + interest repayments, that yield returns on investmenr above market inflation rates.
- No accreditation or expertise needed
- Earn passive income
- ROI beats inflation
- Invest in top-tier businesses
- Transparent credit risk profiles
Capital growth through stock ownership
Bid to buy stocks of ambitious private businesses with equity crowdfunding campaigns with the option of buying stocks at or above the offering price. You may also resell the stocks at a gain.
- No accreditation or expertise needed
- Bid on stock purchases in high amounts
- Capital growth beats inflation
- Invest in high-quality businesses
Make a difference through donations
You can earn a chance to win rewards by donating to crowdfunding campaigns of pre-launch/early phase startups and humanitarian causes.
Fraud Prevention, KYC and AML compliance
We fight fraud at every point of the identity life cycle, do identity checks of individual investors and ahve strong Anti-Money Laundering programs.
Get started
Free
Investor Premium
Business Premium
Price
0
$ 12/month (or $ 120/year)
$ 30/month (or $ 300/year)
Access to Musari Community
View Debt Investment Opportunities
View Equity Investment Opportunities
Donate to Crowdfunding Campaigns
Usage of Musari Wallet Payment Servicesª
Create Regular Crowdfunding Campaigns
Create Equity Crowdfunding Campaigns
Create Debt Crowdfunding Campaigns
Invest in Equity Crowdfunding Campaigns
Invest in Debt Crowdfunding Campaigns
- *Gold Membership Plan includes 7 day free trial.
- ªAll payment, investment and Crowdfunding services are free of charge
Our key partners
Frequently Asked Questions
Who are loan investors?
- Loan investing is for anyone seeking passive income with moderate to low risk. You don’t need to be an accredited investor to participate. If you're a lower- or middle-income earner, you can lend to promising businesses. These businesses are rated using the Musari Credit Score to help you understand their risk levels. As a loan investor, you can expect returns on your investment through both principal and interest.
Is it safe to be a loan investor with Musari?
- Yes, it is safe to be a loan investor with Musari. We use the AI-powered Musari Credit Score, which assesses businesses based on their financial health, focusing on leverage and liquidity ratios. The businesses we feature have scores between 6 and 10 on a scale of 1 to 10, with 10 being the best. This means they have a strong ability to repay loans. Additionally, our platform ensures that these businesses are transparent with their financial information, bank statements, and lending records.
What do I need to be a loan investor?
- First, complete our KYC process by uploading your ID documents. After that, you can add funds to your Musari Payment Wallet using your debit card, credit card, bank account, or PayPal. Additionally, besides relying on the Musari Credit Score, it's important to review the financial statements and company background of the businesses you choose to lend to.
I’ve seen Wefunder, StartEngine, and Republic. What makes Musari so special?
- Musari is like a digital marketplace that works like a stock market for private businesses aiming to make a big impact. It has an online community where users can interact. Unlike most equity crowdfunding platforms that sell business stocks at fixed prices, Musari lets users resell their stocks for a profit. This means the stock price can go up, benefiting investors looking for capital growth.